diff --git a/frontend/src/components/SettingsModal.tsx b/frontend/src/components/SettingsModal.tsx
index f942a47..e7ecb29 100644
--- a/frontend/src/components/SettingsModal.tsx
+++ b/frontend/src/components/SettingsModal.tsx
@@ -4511,7 +4511,10 @@ export function SettingsModal({ onClose, onSaved, initialSection, onMainPaneChan
     'lists-modes':  ModesPanel,
     cluster:        ClusterPanel,
     udp:            UDPIntegrationsPanelWrapper,
-    adifmon:        ADIFMonitorPanel,
+    // Rendered as a real element (not called as a bare function) so its own hooks
+    // — useState/useEffect/useI18n — get a proper component context; PANELS[x]()
+    // is a plain call and hook-holding panels must go through JSX like this.
+    adifmon:        () => <ADIFMonitorPanel />,
     backup:         BackupPanel,
     database:       DatabasePanel,
     uscounties:     USCountiesPanel,